AML
COMPLIANCE.

Fortifying Your Regulatory Defenses

The UAE main­tains a com­pre­hen­sive Anti-Money Laun­der­ing, Counter-Ter­ror­ism Financ­ing and Counter-Pro­lif­er­a­tion Financ­ing frame­work. I pro­vide struc­tured legal and com­pli­ance sup­port designed to help organ­i­sa­tions iden­tify and address their obli­ga­tions under the appli­ca­ble UAE reg­u­la­tory frame­work.

Current Legal Framework

UAE AML/CFT/CPF com­pli­ance is prin­ci­pally gov­erned by Fed­eral Decree-Law No. 10 of 2025 regard­ing Anti-Money Laun­der­ing and Com­bat­ing the Financ­ing of Ter­ror­ism and Pro­lif­er­a­tion Financ­ing, together with its Exec­u­tive Reg­u­la­tions and appli­ca­ble super­vi­sory guid­ance.

Generic com­pli­ance man­u­als down­loaded from the inter­net will fail under a Min­istry of Econ­omy or Cen­tral Bank audit. Every busi­ness requires a bespoke defense mech­a­nism. My ser­vices bridge the gap between com­plex legal statutes and the daily oper­a­tional real­i­ties of your busi­ness.

Spe­cial­ist Coor­di­na­tion: This area may involve col­lab­o­ra­tion with or refer­ral to the appro­pri­ate legal or tech­ni­cal pro­fes­sional within the office or pro­fes­sional net­work. The pro­fes­sional han­dling the sub­stan­tive spe­cial­ist work will depend on the nature, juris­dic­tion and com­plex­ity of the matter.

Bespoke Policies & Procedures

I design and draft com­pre­hen­sive AML/CFT/CPF policy frame­works tai­lored to the spe­cific risk pro­file of your indus­try. Whether you oper­ate in real estate, trad­ing, finan­cial ser­vices, or as a Des­ig­nated Non-Finan­cial Busi­ness and Pro­fes­sion (DNFBP), I assist in devel­op­ing inter­nal poli­cies and pro­ce­dures aligned with appli­ca­ble UAE reg­u­la­tory require­ments and rel­e­vant risk-based inter­na­tional stan­dards.

KYC & Customer Due Diligence (CDD)

The front­line of your defense is know­ing exactly who you are doing busi­ness with. I develop rig­or­ous Know Your Cus­tomer (KYC), Cus­tomer Due Dili­gence (CDD), and Enhanced Due Dili­gence (EDD) pro­ce­dures. This enables your team to seam­lessly iden­tify Ulti­mate Ben­e­fi­cial Owners (UBOs) and screen against inter­na­tional sanc­tion lists with­out par­a­lyz­ing your onboard­ing process.

Risk Assessments & goAML Reporting

I con­duct thor­ough enter­prise-wide risk assess­ments to iden­tify vul­ner­a­bil­i­ties in your trans­ac­tion flows. Fur­ther­more, I pro­vide strate­gic coun­sel on nav­i­gat­ing the UAE's Finan­cial Intel­li­gence Unit (FIU) goAML plat­form. You will have pre­cise pro­to­cols on when and how to file Sus­pi­cious Trans­ac­tion Reports (STRs) and Sus­pi­cious Activ­ity Reports (SARs), pro­tect­ing you from lia­bil­ity.

Related Legal Guides

• Compliance & Regulatory Legal Guides
• AML/CFT Compliance for UAE Businesses: An Overview
• Beneficial Ownership Information in the UAE: What Companies Should Know
• KYC and Customer Due Diligence Documentation in the UAE