When buying property, the agreement is your main protection. It should reflect what has been negotiated, make the path to transfer clear and set out remedies if something goes wrong.
This guide is written from the buyer's side but is also useful for sellers who want a clear process.
Verify ownership and encumbrances
Before committing, confirm that the seller is the registered owner and whether there is a mortgage, charge or dispute attached to the property. Records held by the relevant land authority can show these points.
Key terms to examine
- Price, deposit and payment schedule
- Date of transfer and long-stop date
- Responsibility for fees and any outstanding service charges
- Conditions such as mortgage approval or developer no-objection certificate
- Condition of the property and fixtures
Transfer process
In Dubai, transfers are completed through the land authority's registration process, typically at an authorised registration office with the parties or their representatives. The agreement should say who is responsible for each step.
Default and remedies
Review what happens if the buyer does not pay on time, or if the seller fails to transfer. Look for the right to cancel, retain deposits or claim compensation, and check whether notice and cure periods apply.
Defects and snagging
For newly built property, check defect liability and the handover process. For resale, a pre-transfer inspection is advisable.
Mortgage buyers
If financing is involved, align the bank's conditions and timing with the sale agreement, because delays can trigger default clauses.
How a consultation can help
A consultation can review the draft, highlight risks and explain the process in plain terms. See also real estate due diligence. It does not guarantee completion of the transaction.
Frequently asked questions
Do I need to see the title deed?
Verifying ownership through official records before payment is prudent.
What if the seller wants a larger deposit?
Consider the risk and whether the deposit can be held by a neutral party or secured. The contract should say what happens to it.
Can I withdraw after signing?
Only on the grounds in the contract or law. Review the cancellation and default clauses.
Related guides and services
- Real Estate Due Diligence in the UAE: A Checklist
- Real Estate Contract Review in the UAE
- Off-Plan Property Disputes in the UAE: Common Issues
- Property & Rental – all guides
- Real Estate Law
- Finance & Banking
General information only. Please read our Legal Disclaimer.